LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,366
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,456
−HK$3,141/mo
Today · 4.125%
HK$105,597
baseline
▲ 0.50% · 4.625%
HK$112,022
+HK$6,425/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,194/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,543
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,508
−HK$3,008/mo
Today · 4.125%
HK$116,516
baseline
▲ 0.50% · 4.625%
HK$122,657
+HK$6,141/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,032/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,239
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,948
−HK$3,768/mo
Today · 4.125%
HK$126,716
baseline
▲ 0.50% · 4.625%
HK$134,426
+HK$7,710/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$253,432/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,652
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,210
−HK$3,609/mo
Today · 4.125%
HK$139,819
baseline
▲ 0.50% · 4.625%
HK$147,189
+HK$7,370/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$279,638/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,112
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$143,439
−HK$4,396/mo
Today · 4.125%
HK$147,835
baseline
▲ 0.50% · 4.625%
HK$156,831
+HK$8,996/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,670/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,761
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,911
−HK$4,211/mo
Today · 4.125%
HK$163,122
baseline
▲ 0.50% · 4.625%
HK$171,720
+HK$8,598/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,244/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,858
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$184,422
−HK$5,652/mo
Today · 4.125%
HK$190,074
baseline
▲ 0.50% · 4.625%
HK$201,640
+HK$11,566/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$380,148/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,978
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$204,314
−HK$5,414/mo
Today · 4.125%
HK$209,728
baseline
▲ 0.50% · 4.625%
HK$220,783
+HK$11,055/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$419,456/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,002 · Scale 2, in force from 26 Feb 2026)