LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,369
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,460
−HK$3,140/mo
Today · 4.125%
HK$105,600
baseline
▲ 0.50% · 4.625%
HK$112,026
+HK$6,426/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,200/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,547
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,512
−HK$3,008/mo
Today · 4.125%
HK$116,520
baseline
▲ 0.50% · 4.625%
HK$122,662
+HK$6,142/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,040/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,243
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,952
−HK$3,769/mo
Today · 4.125%
HK$126,721
baseline
▲ 0.50% · 4.625%
HK$134,431
+HK$7,710/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$253,442/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,657
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,214
−HK$3,610/mo
Today · 4.125%
HK$139,824
baseline
▲ 0.50% · 4.625%
HK$147,194
+HK$7,370/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$279,648/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,117
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$143,444
−HK$4,397/mo
Today · 4.125%
HK$147,841
baseline
▲ 0.50% · 4.625%
HK$156,836
+HK$8,995/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$295,682/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,766
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$158,917
−HK$4,211/mo
Today · 4.125%
HK$163,128
baseline
▲ 0.50% · 4.625%
HK$171,726
+HK$8,598/mo
Deposit HK$13.07M · loan HK$30.50M · min. income ≈ HK$326,256/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,864
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$184,428
−HK$5,653/mo
Today · 4.125%
HK$190,081
baseline
▲ 0.50% · 4.625%
HK$201,647
+HK$11,566/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$380,162/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,985
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$204,322
−HK$5,413/mo
Today · 4.125%
HK$209,735
baseline
▲ 0.50% · 4.625%
HK$220,791
+HK$11,056/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$419,470/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,067 · Scale 2, in force from 26 Feb 2026)