LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,371
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,462
−HK$3,140/mo
Today · 4.125%
HK$105,602
baseline
▲ 0.50% · 4.625%
HK$112,028
+HK$6,426/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,204/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,549
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,514
−HK$3,008/mo
Today · 4.125%
HK$116,522
baseline
▲ 0.50% · 4.625%
HK$122,664
+HK$6,142/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,044/mo (50% DSR)
Upfront cash ≈ HK$23.64M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,245
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,954
−HK$3,769/mo
Today · 4.125%
HK$126,723
baseline
▲ 0.50% · 4.625%
HK$134,434
+HK$7,711/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$253,446/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,659
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,217
−HK$3,609/mo
Today · 4.125%
HK$139,826
baseline
▲ 0.50% · 4.625%
HK$147,197
+HK$7,371/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$279,652/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,119
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$143,447
−HK$4,396/mo
Today · 4.125%
HK$147,843
baseline
▲ 0.50% · 4.625%
HK$156,839
+HK$8,996/mo
Deposit HK$13.07M · loan HK$30.51M · min. income ≈ HK$295,686/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,769
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$158,920
−HK$4,211/mo
Today · 4.125%
HK$163,131
baseline
▲ 0.50% · 4.625%
HK$171,729
+HK$8,598/mo
Deposit HK$13.07M · loan HK$30.51M · min. income ≈ HK$326,262/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,868
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$184,432
−HK$5,652/mo
Today · 4.125%
HK$190,084
baseline
▲ 0.50% · 4.625%
HK$201,650
+HK$11,566/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$380,168/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,989
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$204,325
−HK$5,414/mo
Today · 4.125%
HK$209,739
baseline
▲ 0.50% · 4.625%
HK$220,795
+HK$11,056/mo
Deposit HK$4.36M · loan HK$39.22M · min. income ≈ HK$419,478/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,102 · Scale 2, in force from 26 Feb 2026)