LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,388
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$102,479
−HK$3,141/mo
Today · 4.125%
HK$105,620
baseline
▲ 0.50% · 4.625%
HK$112,047
+HK$6,427/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$211,240/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,568
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,533
−HK$3,009/mo
Today · 4.125%
HK$116,542
baseline
▲ 0.50% · 4.625%
HK$122,685
+HK$6,143/mo
Deposit HK$21.79M · loan HK$21.79M · min. income ≈ HK$233,084/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,265
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$122,975
−HK$3,769/mo
Today · 4.125%
HK$126,744
baseline
▲ 0.50% · 4.625%
HK$134,456
+HK$7,712/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$253,488/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,682
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,240
−HK$3,610/mo
Today · 4.125%
HK$139,850
baseline
▲ 0.50% · 4.625%
HK$147,222
+HK$7,372/mo
Deposit HK$17.43M · loan HK$26.15M · min. income ≈ HK$279,700/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,143
−HK$8,725/mo
▼ 0.25% · 3.875%
HK$143,471
−HK$4,397/mo
Today · 4.125%
HK$147,868
baseline
▲ 0.50% · 4.625%
HK$156,866
+HK$8,998/mo
Deposit HK$13.08M · loan HK$30.51M · min. income ≈ HK$295,736/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,795
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$158,947
−HK$4,211/mo
Today · 4.125%
HK$163,158
baseline
▲ 0.50% · 4.625%
HK$171,759
+HK$8,601/mo
Deposit HK$13.08M · loan HK$30.51M · min. income ≈ HK$326,316/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,898
−HK$11,219/mo
▼ 0.25% · 3.875%
HK$184,463
−HK$5,654/mo
Today · 4.125%
HK$190,117
baseline
▲ 0.50% · 4.625%
HK$201,685
+HK$11,568/mo
Deposit HK$4.36M · loan HK$39.23M · min. income ≈ HK$380,234/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,022
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$204,360
−HK$5,415/mo
Today · 4.125%
HK$209,775
baseline
▲ 0.50% · 4.625%
HK$220,832
+HK$11,057/mo
Deposit HK$4.36M · loan HK$39.23M · min. income ≈ HK$419,550/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,416 · Scale 2, in force from 26 Feb 2026)