LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,411
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,503
−HK$3,142/mo
Today · 4.125%
HK$105,645
baseline
▲ 0.50% · 4.625%
HK$112,073
+HK$6,428/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$211,290/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,594
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,560
−HK$3,009/mo
Today · 4.125%
HK$116,569
baseline
▲ 0.50% · 4.625%
HK$122,713
+HK$6,144/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$233,138/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,293
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$123,004
−HK$3,770/mo
Today · 4.125%
HK$126,774
baseline
▲ 0.50% · 4.625%
HK$134,488
+HK$7,714/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$253,548/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,712
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$136,272
−HK$3,611/mo
Today · 4.125%
HK$139,883
baseline
▲ 0.50% · 4.625%
HK$147,256
+HK$7,373/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$279,766/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,175
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$143,505
−HK$4,398/mo
Today · 4.125%
HK$147,903
baseline
▲ 0.50% · 4.625%
HK$156,902
+HK$8,999/mo
Deposit HK$13.08M · loan HK$30.52M · min. income ≈ HK$295,806/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,831
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$158,984
−HK$4,212/mo
Today · 4.125%
HK$163,196
baseline
▲ 0.50% · 4.625%
HK$171,799
+HK$8,603/mo
Deposit HK$13.08M · loan HK$30.52M · min. income ≈ HK$326,392/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,940
−HK$11,221/mo
▼ 0.25% · 3.875%
HK$184,506
−HK$5,655/mo
Today · 4.125%
HK$190,161
baseline
▲ 0.50% · 4.625%
HK$201,732
+HK$11,571/mo
Deposit HK$4.36M · loan HK$39.24M · min. income ≈ HK$380,322/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,069
−HK$10,755/mo
▼ 0.25% · 3.875%
HK$204,408
−HK$5,416/mo
Today · 4.125%
HK$209,824
baseline
▲ 0.50% · 4.625%
HK$220,884
+HK$11,060/mo
Deposit HK$4.36M · loan HK$39.24M · min. income ≈ HK$419,648/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,852,848 · Scale 2, in force from 26 Feb 2026)