LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,421
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,513
−HK$3,143/mo
Today · 4.125%
HK$105,656
baseline
▲ 0.50% · 4.625%
HK$112,084
+HK$6,428/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$211,312/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,605
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,571
−HK$3,009/mo
Today · 4.125%
HK$116,580
baseline
▲ 0.50% · 4.625%
HK$122,726
+HK$6,146/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$233,160/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,305
−HK$7,482/mo
▼ 0.25% · 3.875%
HK$123,016
−HK$3,771/mo
Today · 4.125%
HK$126,787
baseline
▲ 0.50% · 4.625%
HK$134,501
+HK$7,714/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$253,574/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,726
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$136,285
−HK$3,612/mo
Today · 4.125%
HK$139,897
baseline
▲ 0.50% · 4.625%
HK$147,271
+HK$7,374/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$279,794/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,189
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$143,519
−HK$4,399/mo
Today · 4.125%
HK$147,918
baseline
▲ 0.50% · 4.625%
HK$156,918
+HK$9,000/mo
Deposit HK$13.08M · loan HK$30.52M · min. income ≈ HK$295,836/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,847
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$159,000
−HK$4,213/mo
Today · 4.125%
HK$163,213
baseline
▲ 0.50% · 4.625%
HK$171,816
+HK$8,603/mo
Deposit HK$13.08M · loan HK$30.52M · min. income ≈ HK$326,426/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,958
−HK$11,222/mo
▼ 0.25% · 3.875%
HK$184,524
−HK$5,656/mo
Today · 4.125%
HK$190,180
baseline
▲ 0.50% · 4.625%
HK$201,752
+HK$11,572/mo
Deposit HK$4.36M · loan HK$39.24M · min. income ≈ HK$380,360/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,089
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$204,428
−HK$5,417/mo
Today · 4.125%
HK$209,845
baseline
▲ 0.50% · 4.625%
HK$220,906
+HK$11,061/mo
Deposit HK$4.36M · loan HK$39.24M · min. income ≈ HK$419,690/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,033 · Scale 2, in force from 26 Feb 2026)