LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,437
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,530
−HK$3,143/mo
Today · 4.125%
HK$105,673
baseline
▲ 0.50% · 4.625%
HK$112,103
+HK$6,430/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$211,346/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,623
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,590
−HK$3,010/mo
Today · 4.125%
HK$116,600
baseline
▲ 0.50% · 4.625%
HK$122,746
+HK$6,146/mo
Deposit HK$21.80M · loan HK$21.80M · min. income ≈ HK$233,200/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,325
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,037
−HK$3,771/mo
Today · 4.125%
HK$126,808
baseline
▲ 0.50% · 4.625%
HK$134,524
+HK$7,716/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$253,616/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,748
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,308
−HK$3,612/mo
Today · 4.125%
HK$139,920
baseline
▲ 0.50% · 4.625%
HK$147,295
+HK$7,375/mo
Deposit HK$17.44M · loan HK$26.16M · min. income ≈ HK$279,840/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,212
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$143,543
−HK$4,399/mo
Today · 4.125%
HK$147,942
baseline
▲ 0.50% · 4.625%
HK$156,944
+HK$9,002/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$295,884/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,872
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$159,026
−HK$4,214/mo
Today · 4.125%
HK$163,240
baseline
▲ 0.50% · 4.625%
HK$171,844
+HK$8,604/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$326,480/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,987
−HK$11,224/mo
▼ 0.25% · 3.875%
HK$184,555
−HK$5,656/mo
Today · 4.125%
HK$190,211
baseline
▲ 0.50% · 4.625%
HK$201,785
+HK$11,574/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$380,422/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,122
−HK$10,757/mo
▼ 0.25% · 3.875%
HK$204,462
−HK$5,417/mo
Today · 4.125%
HK$209,879
baseline
▲ 0.50% · 4.625%
HK$220,943
+HK$11,064/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$419,758/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,340 · Scale 2, in force from 26 Feb 2026)