LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,450
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,543
−HK$3,143/mo
Today · 4.125%
HK$105,686
baseline
▲ 0.50% · 4.625%
HK$112,117
+HK$6,431/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,372/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,637
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,604
−HK$3,010/mo
Today · 4.125%
HK$116,614
baseline
▲ 0.50% · 4.625%
HK$122,761
+HK$6,147/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,228/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,339
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,052
−HK$3,771/mo
Today · 4.125%
HK$126,823
baseline
▲ 0.50% · 4.625%
HK$134,540
+HK$7,717/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$253,646/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,764
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,325
−HK$3,612/mo
Today · 4.125%
HK$139,937
baseline
▲ 0.50% · 4.625%
HK$147,313
+HK$7,376/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$279,874/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,229
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$143,560
−HK$4,400/mo
Today · 4.125%
HK$147,960
baseline
▲ 0.50% · 4.625%
HK$156,963
+HK$9,003/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$295,920/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,891
−HK$8,369/mo
▼ 0.25% · 3.875%
HK$159,045
−HK$4,215/mo
Today · 4.125%
HK$163,260
baseline
▲ 0.50% · 4.625%
HK$171,865
+HK$8,605/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$326,520/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,009
−HK$11,226/mo
▼ 0.25% · 3.875%
HK$184,577
−HK$5,658/mo
Today · 4.125%
HK$190,235
baseline
▲ 0.50% · 4.625%
HK$201,810
+HK$11,575/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$380,470/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,146
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$204,487
−HK$5,418/mo
Today · 4.125%
HK$209,905
baseline
▲ 0.50% · 4.625%
HK$220,970
+HK$11,065/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$419,810/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$1,853,566 · Scale 2, in force from 26 Feb 2026)