LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,454
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,547
−HK$3,143/mo
Today · 4.125%
HK$105,690
baseline
▲ 0.50% · 4.625%
HK$112,121
+HK$6,431/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,380/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,641
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,609
−HK$3,010/mo
Today · 4.125%
HK$116,619
baseline
▲ 0.50% · 4.625%
HK$122,766
+HK$6,147/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,238/mo (50% DSR)
Upfront cash ≈ HK$23.66M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,344
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,057
−HK$3,771/mo
Today · 4.125%
HK$126,828
baseline
▲ 0.50% · 4.625%
HK$134,546
+HK$7,718/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$253,656/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,770
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,330
−HK$3,613/mo
Today · 4.125%
HK$139,943
baseline
▲ 0.50% · 4.625%
HK$147,319
+HK$7,376/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$279,886/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,235
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$143,566
−HK$4,400/mo
Today · 4.125%
HK$147,966
baseline
▲ 0.50% · 4.625%
HK$156,970
+HK$9,004/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$295,932/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,898
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$159,052
−HK$4,214/mo
Today · 4.125%
HK$163,266
baseline
▲ 0.50% · 4.625%
HK$171,872
+HK$8,606/mo
Deposit HK$13.08M · loan HK$30.53M · min. income ≈ HK$326,532/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,017
−HK$11,226/mo
▼ 0.25% · 3.875%
HK$184,585
−HK$5,658/mo
Today · 4.125%
HK$190,243
baseline
▲ 0.50% · 4.625%
HK$201,818
+HK$11,575/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$380,486/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,154
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$204,495
−HK$5,419/mo
Today · 4.125%
HK$209,914
baseline
▲ 0.50% · 4.625%
HK$220,979
+HK$11,065/mo
Deposit HK$4.36M · loan HK$39.25M · min. income ≈ HK$419,828/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,853,644 · Scale 2, in force from 26 Feb 2026)