LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,471
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,565
−HK$3,144/mo
Today · 4.125%
HK$105,709
baseline
▲ 0.50% · 4.625%
HK$112,141
+HK$6,432/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,418/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,661
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,628
−HK$3,011/mo
Today · 4.125%
HK$116,639
baseline
▲ 0.50% · 4.625%
HK$122,787
+HK$6,148/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,278/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,365
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,078
−HK$3,773/mo
Today · 4.125%
HK$126,851
baseline
▲ 0.50% · 4.625%
HK$134,569
+HK$7,718/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$253,702/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,793
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,354
−HK$3,613/mo
Today · 4.125%
HK$139,967
baseline
▲ 0.50% · 4.625%
HK$147,345
+HK$7,378/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$279,934/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,259
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$143,591
−HK$4,401/mo
Today · 4.125%
HK$147,992
baseline
▲ 0.50% · 4.625%
HK$156,997
+HK$9,005/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$295,984/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,925
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$159,080
−HK$4,215/mo
Today · 4.125%
HK$163,295
baseline
▲ 0.50% · 4.625%
HK$171,902
+HK$8,607/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$326,590/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,048
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,617
−HK$5,659/mo
Today · 4.125%
HK$190,276
baseline
▲ 0.50% · 4.625%
HK$201,854
+HK$11,578/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$380,552/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,189
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$204,531
−HK$5,420/mo
Today · 4.125%
HK$209,951
baseline
▲ 0.50% · 4.625%
HK$221,017
+HK$11,066/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$419,902/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,853,967 · Scale 2, in force from 26 Feb 2026)