LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,475
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,569
−HK$3,144/mo
Today · 4.125%
HK$105,713
baseline
▲ 0.50% · 4.625%
HK$112,145
+HK$6,432/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,426/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,665
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$113,633
−HK$3,011/mo
Today · 4.125%
HK$116,644
baseline
▲ 0.50% · 4.625%
HK$122,792
+HK$6,148/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,288/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,370
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,083
−HK$3,773/mo
Today · 4.125%
HK$126,856
baseline
▲ 0.50% · 4.625%
HK$134,574
+HK$7,718/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$253,712/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,798
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$136,360
−HK$3,613/mo
Today · 4.125%
HK$139,973
baseline
▲ 0.50% · 4.625%
HK$147,351
+HK$7,378/mo
Deposit HK$17.45M · loan HK$26.17M · min. income ≈ HK$279,946/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,265
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$143,597
−HK$4,401/mo
Today · 4.125%
HK$147,998
baseline
▲ 0.50% · 4.625%
HK$157,004
+HK$9,006/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$295,996/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,931
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$159,086
−HK$4,215/mo
Today · 4.125%
HK$163,301
baseline
▲ 0.50% · 4.625%
HK$171,909
+HK$8,608/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$326,602/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,055
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,625
−HK$5,658/mo
Today · 4.125%
HK$190,283
baseline
▲ 0.50% · 4.625%
HK$201,862
+HK$11,579/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$380,566/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,197
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$204,539
−HK$5,420/mo
Today · 4.125%
HK$209,959
baseline
▲ 0.50% · 4.625%
HK$221,026
+HK$11,067/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$419,918/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,042 · Scale 2, in force from 26 Feb 2026)