LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,479
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,574
−HK$3,143/mo
Today · 4.125%
HK$105,717
baseline
▲ 0.50% · 4.625%
HK$112,150
+HK$6,433/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,434/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,670
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$113,638
−HK$3,011/mo
Today · 4.125%
HK$116,649
baseline
▲ 0.50% · 4.625%
HK$122,798
+HK$6,149/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,298/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,375
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,088
−HK$3,773/mo
Today · 4.125%
HK$126,861
baseline
▲ 0.50% · 4.625%
HK$134,580
+HK$7,719/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$253,722/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,804
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$136,365
−HK$3,614/mo
Today · 4.125%
HK$139,979
baseline
▲ 0.50% · 4.625%
HK$147,357
+HK$7,378/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$279,958/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,271
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$143,603
−HK$4,401/mo
Today · 4.125%
HK$148,004
baseline
▲ 0.50% · 4.625%
HK$157,010
+HK$9,006/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$296,008/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,938
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$159,093
−HK$4,215/mo
Today · 4.125%
HK$163,308
baseline
▲ 0.50% · 4.625%
HK$171,917
+HK$8,609/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$326,616/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,063
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,632
−HK$5,659/mo
Today · 4.125%
HK$190,291
baseline
▲ 0.50% · 4.625%
HK$201,870
+HK$11,579/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$380,582/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,205
−HK$10,763/mo
▼ 0.25% · 3.875%
HK$204,548
−HK$5,420/mo
Today · 4.125%
HK$209,968
baseline
▲ 0.50% · 4.625%
HK$221,036
+HK$11,068/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$419,936/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,120 · Scale 2, in force from 26 Feb 2026)