LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,948
−HK$624/mo
▼ 0.25% · 3.875%
HK$10,257
−HK$315/mo
Today · 4.125%
HK$10,572
baseline
▲ 0.50% · 4.625%
HK$11,215
+HK$643/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$21,144/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,067
−HK$598/mo
▼ 0.25% · 3.875%
HK$11,364
−HK$301/mo
Today · 4.125%
HK$11,665
baseline
▲ 0.50% · 4.625%
HK$12,280
+HK$615/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$23,330/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,938
−HK$748/mo
▼ 0.25% · 3.875%
HK$12,309
−HK$377/mo
Today · 4.125%
HK$12,686
baseline
▲ 0.50% · 4.625%
HK$13,458
+HK$772/mo
Deposit HK$1.75M · loan HK$2.62M · min. income ≈ HK$25,372/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,281
−HK$717/mo
▼ 0.25% · 3.875%
HK$13,637
−HK$361/mo
Today · 4.125%
HK$13,998
baseline
▲ 0.50% · 4.625%
HK$14,736
+HK$738/mo
Deposit HK$1.75M · loan HK$2.62M · min. income ≈ HK$27,996/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,927
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,360
−HK$441/mo
Today · 4.125%
HK$14,801
baseline
▲ 0.50% · 4.625%
HK$15,701
+HK$900/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$29,602/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,494
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,909
−HK$422/mo
Today · 4.125%
HK$16,331
baseline
▲ 0.50% · 4.625%
HK$17,192
+HK$861/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$32,662/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,906
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,463
−HK$566/mo
Today · 4.125%
HK$19,029
baseline
▲ 0.50% · 4.625%
HK$20,187
+HK$1,158/mo
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,058/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,921
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,455
−HK$542/mo
Today · 4.125%
HK$20,997
baseline
▲ 0.50% · 4.625%
HK$22,104
+HK$1,107/mo
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$41,994/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,441 · Scale 2, in force from 26 Feb 2026)