LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,482
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,576
−HK$3,144/mo
Today · 4.125%
HK$105,720
baseline
▲ 0.50% · 4.625%
HK$112,153
+HK$6,433/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$211,440/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,672
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,641
−HK$3,011/mo
Today · 4.125%
HK$116,652
baseline
▲ 0.50% · 4.625%
HK$122,801
+HK$6,149/mo
Deposit HK$21.81M · loan HK$21.81M · min. income ≈ HK$233,304/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,378
−HK$7,486/mo
▼ 0.25% · 3.875%
HK$123,091
−HK$3,773/mo
Today · 4.125%
HK$126,864
baseline
▲ 0.50% · 4.625%
HK$134,584
+HK$7,720/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$253,728/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,807
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$136,369
−HK$3,613/mo
Today · 4.125%
HK$139,982
baseline
▲ 0.50% · 4.625%
HK$147,361
+HK$7,379/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$279,964/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,274
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$143,607
−HK$4,401/mo
Today · 4.125%
HK$148,008
baseline
▲ 0.50% · 4.625%
HK$157,014
+HK$9,006/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$296,016/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,941
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$159,097
−HK$4,215/mo
Today · 4.125%
HK$163,312
baseline
▲ 0.50% · 4.625%
HK$171,921
+HK$8,609/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$326,624/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,067
−HK$11,229/mo
▼ 0.25% · 3.875%
HK$184,637
−HK$5,659/mo
Today · 4.125%
HK$190,296
baseline
▲ 0.50% · 4.625%
HK$201,875
+HK$11,579/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$380,592/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,210
−HK$10,763/mo
▼ 0.25% · 3.875%
HK$204,553
−HK$5,420/mo
Today · 4.125%
HK$209,973
baseline
▲ 0.50% · 4.625%
HK$221,041
+HK$11,068/mo
Deposit HK$4.36M · loan HK$39.26M · min. income ≈ HK$419,946/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,166 · Scale 2, in force from 26 Feb 2026)