LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,949
−HK$623/mo
▼ 0.25% · 3.875%
HK$10,258
−HK$314/mo
Today · 4.125%
HK$10,572
baseline
▲ 0.50% · 4.625%
HK$11,216
+HK$644/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$21,144/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,068
−HK$598/mo
▼ 0.25% · 3.875%
HK$11,364
−HK$302/mo
Today · 4.125%
HK$11,666
baseline
▲ 0.50% · 4.625%
HK$12,281
+HK$615/mo
Deposit HK$2.18M · loan HK$2.18M · min. income ≈ HK$23,332/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,938
−HK$749/mo
▼ 0.25% · 3.875%
HK$12,310
−HK$377/mo
Today · 4.125%
HK$12,687
baseline
▲ 0.50% · 4.625%
HK$13,459
+HK$772/mo
Deposit HK$1.75M · loan HK$2.62M · min. income ≈ HK$25,374/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,281
−HK$718/mo
▼ 0.25% · 3.875%
HK$13,637
−HK$362/mo
Today · 4.125%
HK$13,999
baseline
▲ 0.50% · 4.625%
HK$14,737
+HK$738/mo
Deposit HK$1.75M · loan HK$2.62M · min. income ≈ HK$27,998/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,928
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,361
−HK$440/mo
Today · 4.125%
HK$14,801
baseline
▲ 0.50% · 4.625%
HK$15,702
+HK$901/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$29,602/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,495
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,910
−HK$422/mo
Today · 4.125%
HK$16,332
baseline
▲ 0.50% · 4.625%
HK$17,193
+HK$861/mo
Deposit HK$1.31M · loan HK$3.05M · min. income ≈ HK$32,664/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,907
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,464
−HK$566/mo
Today · 4.125%
HK$19,030
baseline
▲ 0.50% · 4.625%
HK$20,188
+HK$1,158/mo
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,060/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,922
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,456
−HK$542/mo
Today · 4.125%
HK$20,998
baseline
▲ 0.50% · 4.625%
HK$22,105
+HK$1,107/mo
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$41,996/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,444 · Scale 2, in force from 26 Feb 2026)