LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,501
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,596
−HK$3,144/mo
Today · 4.125%
HK$105,740
baseline
▲ 0.50% · 4.625%
HK$112,174
+HK$6,434/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$211,480/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,693
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$113,662
−HK$3,012/mo
Today · 4.125%
HK$116,674
baseline
▲ 0.50% · 4.625%
HK$122,824
+HK$6,150/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$233,348/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,401
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$123,115
−HK$3,773/mo
Today · 4.125%
HK$126,888
baseline
▲ 0.50% · 4.625%
HK$134,609
+HK$7,721/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$253,776/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,832
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$136,395
−HK$3,614/mo
Today · 4.125%
HK$140,009
baseline
▲ 0.50% · 4.625%
HK$147,389
+HK$7,380/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$280,018/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,301
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,634
−HK$4,402/mo
Today · 4.125%
HK$148,036
baseline
▲ 0.50% · 4.625%
HK$157,044
+HK$9,008/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$296,072/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,971
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,127
−HK$4,216/mo
Today · 4.125%
HK$163,343
baseline
▲ 0.50% · 4.625%
HK$171,953
+HK$8,610/mo
Deposit HK$13.09M · loan HK$30.54M · min. income ≈ HK$326,686/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,101
−HK$11,231/mo
▼ 0.25% · 3.875%
HK$184,672
−HK$5,660/mo
Today · 4.125%
HK$190,332
baseline
▲ 0.50% · 4.625%
HK$201,914
+HK$11,582/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$380,664/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,248
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$204,592
−HK$5,421/mo
Today · 4.125%
HK$210,013
baseline
▲ 0.50% · 4.625%
HK$221,083
+HK$11,070/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$420,026/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,517 · Scale 2, in force from 26 Feb 2026)