LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,502
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,597
−HK$3,144/mo
Today · 4.125%
HK$105,741
baseline
▲ 0.50% · 4.625%
HK$112,176
+HK$6,435/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$211,482/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,695
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,663
−HK$3,012/mo
Today · 4.125%
HK$116,675
baseline
▲ 0.50% · 4.625%
HK$122,825
+HK$6,150/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$233,350/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,402
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$123,116
−HK$3,774/mo
Today · 4.125%
HK$126,890
baseline
▲ 0.50% · 4.625%
HK$134,611
+HK$7,721/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$253,780/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,834
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$136,396
−HK$3,614/mo
Today · 4.125%
HK$140,010
baseline
▲ 0.50% · 4.625%
HK$147,390
+HK$7,380/mo
Deposit HK$17.45M · loan HK$26.18M · min. income ≈ HK$280,020/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,302
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,636
−HK$4,402/mo
Today · 4.125%
HK$148,038
baseline
▲ 0.50% · 4.625%
HK$157,046
+HK$9,008/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$296,076/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,973
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,129
−HK$4,216/mo
Today · 4.125%
HK$163,345
baseline
▲ 0.50% · 4.625%
HK$171,955
+HK$8,610/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$326,690/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,103
−HK$11,232/mo
▼ 0.25% · 3.875%
HK$184,674
−HK$5,661/mo
Today · 4.125%
HK$190,335
baseline
▲ 0.50% · 4.625%
HK$201,916
+HK$11,581/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$380,670/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,251
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$204,594
−HK$5,421/mo
Today · 4.125%
HK$210,015
baseline
▲ 0.50% · 4.625%
HK$221,086
+HK$11,071/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$420,030/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,540 · Scale 2, in force from 26 Feb 2026)