LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,506
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$102,601
−HK$3,145/mo
Today · 4.125%
HK$105,746
baseline
▲ 0.50% · 4.625%
HK$112,180
+HK$6,434/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$211,492/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,699
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$113,668
−HK$3,012/mo
Today · 4.125%
HK$116,680
baseline
▲ 0.50% · 4.625%
HK$122,830
+HK$6,150/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$233,360/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,407
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$123,121
−HK$3,774/mo
Today · 4.125%
HK$126,895
baseline
▲ 0.50% · 4.625%
HK$134,616
+HK$7,721/mo
Deposit HK$17.46M · loan HK$26.18M · min. income ≈ HK$253,790/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,839
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$136,401
−HK$3,615/mo
Today · 4.125%
HK$140,016
baseline
▲ 0.50% · 4.625%
HK$147,396
+HK$7,380/mo
Deposit HK$17.46M · loan HK$26.18M · min. income ≈ HK$280,032/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,308
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,641
−HK$4,403/mo
Today · 4.125%
HK$148,044
baseline
▲ 0.50% · 4.625%
HK$157,052
+HK$9,008/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$296,088/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,979
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,135
−HK$4,217/mo
Today · 4.125%
HK$163,352
baseline
▲ 0.50% · 4.625%
HK$171,962
+HK$8,610/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$326,704/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,110
−HK$11,232/mo
▼ 0.25% · 3.875%
HK$184,681
−HK$5,661/mo
Today · 4.125%
HK$190,342
baseline
▲ 0.50% · 4.625%
HK$201,924
+HK$11,582/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$380,684/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,258
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$204,602
−HK$5,422/mo
Today · 4.125%
HK$210,024
baseline
▲ 0.50% · 4.625%
HK$221,094
+HK$11,070/mo
Deposit HK$4.36M · loan HK$39.27M · min. income ≈ HK$420,048/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,612 · Scale 2, in force from 26 Feb 2026)