LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,509
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$102,605
−HK$3,144/mo
Today · 4.125%
HK$105,749
baseline
▲ 0.50% · 4.625%
HK$112,184
+HK$6,435/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$211,498/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,703
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$113,672
−HK$3,012/mo
Today · 4.125%
HK$116,684
baseline
▲ 0.50% · 4.625%
HK$122,835
+HK$6,151/mo
Deposit HK$21.82M · loan HK$21.82M · min. income ≈ HK$233,368/mo (50% DSR)
Upfront cash ≈ HK$23.67M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,411
−HK$7,488/mo
▼ 0.25% · 3.875%
HK$123,125
−HK$3,774/mo
Today · 4.125%
HK$126,899
baseline
▲ 0.50% · 4.625%
HK$134,621
+HK$7,722/mo
Deposit HK$17.46M · loan HK$26.18M · min. income ≈ HK$253,798/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,844
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$136,406
−HK$3,615/mo
Today · 4.125%
HK$140,021
baseline
▲ 0.50% · 4.625%
HK$147,401
+HK$7,380/mo
Deposit HK$17.46M · loan HK$26.18M · min. income ≈ HK$280,042/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,313
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,646
−HK$4,403/mo
Today · 4.125%
HK$148,049
baseline
▲ 0.50% · 4.625%
HK$157,058
+HK$9,009/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$296,098/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,984
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$159,141
−HK$4,217/mo
Today · 4.125%
HK$163,358
baseline
▲ 0.50% · 4.625%
HK$171,968
+HK$8,610/mo
Deposit HK$13.09M · loan HK$30.55M · min. income ≈ HK$326,716/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,117
−HK$11,232/mo
▼ 0.25% · 3.875%
HK$184,688
−HK$5,661/mo
Today · 4.125%
HK$190,349
baseline
▲ 0.50% · 4.625%
HK$201,931
+HK$11,582/mo
Deposit HK$4.36M · loan HK$39.28M · min. income ≈ HK$380,698/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,265
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$204,610
−HK$5,421/mo
Today · 4.125%
HK$210,031
baseline
▲ 0.50% · 4.625%
HK$221,102
+HK$11,071/mo
Deposit HK$4.36M · loan HK$39.28M · min. income ≈ HK$420,062/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,854,679 · Scale 2, in force from 26 Feb 2026)