LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,535
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$102,631
−HK$3,145/mo
Today · 4.125%
HK$105,776
baseline
▲ 0.50% · 4.625%
HK$112,213
+HK$6,437/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,552/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,731
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,701
−HK$3,013/mo
Today · 4.125%
HK$116,714
baseline
▲ 0.50% · 4.625%
HK$122,866
+HK$6,152/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,428/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,442
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$123,157
−HK$3,775/mo
Today · 4.125%
HK$126,932
baseline
▲ 0.50% · 4.625%
HK$134,655
+HK$7,723/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$253,864/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,878
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$136,441
−HK$3,616/mo
Today · 4.125%
HK$140,057
baseline
▲ 0.50% · 4.625%
HK$147,439
+HK$7,382/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$280,114/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,349
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$143,683
−HK$4,404/mo
Today · 4.125%
HK$148,087
baseline
▲ 0.50% · 4.625%
HK$157,098
+HK$9,011/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$296,174/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,024
−HK$8,375/mo
▼ 0.25% · 3.875%
HK$159,182
−HK$4,217/mo
Today · 4.125%
HK$163,399
baseline
▲ 0.50% · 4.625%
HK$172,012
+HK$8,613/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$326,798/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,162
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$184,735
−HK$5,663/mo
Today · 4.125%
HK$190,398
baseline
▲ 0.50% · 4.625%
HK$201,983
+HK$11,585/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$380,796/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,316
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$204,662
−HK$5,423/mo
Today · 4.125%
HK$210,085
baseline
▲ 0.50% · 4.625%
HK$221,159
+HK$11,074/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$420,170/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,154 · Scale 2, in force from 26 Feb 2026)