LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,538
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,635
−HK$3,145/mo
Today · 4.125%
HK$105,780
baseline
▲ 0.50% · 4.625%
HK$112,217
+HK$6,437/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,560/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,735
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,705
−HK$3,013/mo
Today · 4.125%
HK$116,718
baseline
▲ 0.50% · 4.625%
HK$122,870
+HK$6,152/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,436/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,446
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$123,161
−HK$3,775/mo
Today · 4.125%
HK$126,936
baseline
▲ 0.50% · 4.625%
HK$134,660
+HK$7,724/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$253,872/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,882
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$136,446
−HK$3,616/mo
Today · 4.125%
HK$140,062
baseline
▲ 0.50% · 4.625%
HK$147,445
+HK$7,383/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$280,124/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,354
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$143,688
−HK$4,404/mo
Today · 4.125%
HK$148,092
baseline
▲ 0.50% · 4.625%
HK$157,103
+HK$9,011/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$296,184/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,030
−HK$8,375/mo
▼ 0.25% · 3.875%
HK$159,187
−HK$4,218/mo
Today · 4.125%
HK$163,405
baseline
▲ 0.50% · 4.625%
HK$172,019
+HK$8,614/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$326,810/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,169
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$184,742
−HK$5,662/mo
Today · 4.125%
HK$190,404
baseline
▲ 0.50% · 4.625%
HK$201,990
+HK$11,586/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$380,808/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,324
−HK$10,769/mo
▼ 0.25% · 3.875%
HK$204,669
−HK$5,424/mo
Today · 4.125%
HK$210,093
baseline
▲ 0.50% · 4.625%
HK$221,167
+HK$11,074/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$420,186/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,221 · Scale 2, in force from 26 Feb 2026)