LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,542
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,638
−HK$3,146/mo
Today · 4.125%
HK$105,784
baseline
▲ 0.50% · 4.625%
HK$112,220
+HK$6,436/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,568/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,739
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,709
−HK$3,013/mo
Today · 4.125%
HK$116,722
baseline
▲ 0.50% · 4.625%
HK$122,875
+HK$6,153/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,444/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,450
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$123,166
−HK$3,775/mo
Today · 4.125%
HK$126,941
baseline
▲ 0.50% · 4.625%
HK$134,665
+HK$7,724/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$253,882/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,887
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$136,451
−HK$3,615/mo
Today · 4.125%
HK$140,066
baseline
▲ 0.50% · 4.625%
HK$147,449
+HK$7,383/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$280,132/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,358
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$143,693
−HK$4,404/mo
Today · 4.125%
HK$148,097
baseline
▲ 0.50% · 4.625%
HK$157,109
+HK$9,012/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$296,194/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,035
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$159,193
−HK$4,218/mo
Today · 4.125%
HK$163,411
baseline
▲ 0.50% · 4.625%
HK$172,024
+HK$8,613/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$326,822/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,175
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$184,748
−HK$5,663/mo
Today · 4.125%
HK$190,411
baseline
▲ 0.50% · 4.625%
HK$201,997
+HK$11,586/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$380,822/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,330
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$204,676
−HK$5,424/mo
Today · 4.125%
HK$210,100
baseline
▲ 0.50% · 4.625%
HK$221,174
+HK$11,074/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$420,200/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,283 · Scale 2, in force from 26 Feb 2026)