LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,547
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,644
−HK$3,146/mo
Today · 4.125%
HK$105,790
baseline
▲ 0.50% · 4.625%
HK$112,227
+HK$6,437/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,580/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,746
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,716
−HK$3,013/mo
Today · 4.125%
HK$116,729
baseline
▲ 0.50% · 4.625%
HK$122,882
+HK$6,153/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,458/mo (50% DSR)
Upfront cash ≈ HK$23.68M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,457
−HK$7,491/mo
▼ 0.25% · 3.875%
HK$123,173
−HK$3,775/mo
Today · 4.125%
HK$126,948
baseline
▲ 0.50% · 4.625%
HK$134,672
+HK$7,724/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$253,896/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,895
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$136,459
−HK$3,615/mo
Today · 4.125%
HK$140,074
baseline
▲ 0.50% · 4.625%
HK$147,458
+HK$7,384/mo
Deposit HK$17.46M · loan HK$26.19M · min. income ≈ HK$280,148/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,366
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$143,701
−HK$4,405/mo
Today · 4.125%
HK$148,106
baseline
▲ 0.50% · 4.625%
HK$157,118
+HK$9,012/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$296,212/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,044
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$159,202
−HK$4,218/mo
Today · 4.125%
HK$163,420
baseline
▲ 0.50% · 4.625%
HK$172,034
+HK$8,614/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$326,840/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,185
−HK$11,237/mo
▼ 0.25% · 3.875%
HK$184,759
−HK$5,663/mo
Today · 4.125%
HK$190,422
baseline
▲ 0.50% · 4.625%
HK$202,009
+HK$11,587/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$380,844/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,342
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$204,688
−HK$5,424/mo
Today · 4.125%
HK$210,112
baseline
▲ 0.50% · 4.625%
HK$221,187
+HK$11,075/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$420,224/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,391 · Scale 2, in force from 26 Feb 2026)