LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,556
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,652
−HK$3,147/mo
Today · 4.125%
HK$105,799
baseline
▲ 0.50% · 4.625%
HK$112,236
+HK$6,437/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,598/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,755
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,725
−HK$3,014/mo
Today · 4.125%
HK$116,739
baseline
▲ 0.50% · 4.625%
HK$122,892
+HK$6,153/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,478/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,467
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$123,183
−HK$3,776/mo
Today · 4.125%
HK$126,959
baseline
▲ 0.50% · 4.625%
HK$134,684
+HK$7,725/mo
Deposit HK$17.46M · loan HK$26.20M · min. income ≈ HK$253,918/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,906
−HK$7,180/mo
▼ 0.25% · 3.875%
HK$136,470
−HK$3,616/mo
Today · 4.125%
HK$140,086
baseline
▲ 0.50% · 4.625%
HK$147,470
+HK$7,384/mo
Deposit HK$17.46M · loan HK$26.20M · min. income ≈ HK$280,172/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,378
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$143,713
−HK$4,405/mo
Today · 4.125%
HK$148,118
baseline
▲ 0.50% · 4.625%
HK$157,131
+HK$9,013/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$296,236/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,057
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$159,215
−HK$4,219/mo
Today · 4.125%
HK$163,434
baseline
▲ 0.50% · 4.625%
HK$172,049
+HK$8,615/mo
Deposit HK$13.10M · loan HK$30.56M · min. income ≈ HK$326,868/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,200
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$184,774
−HK$5,664/mo
Today · 4.125%
HK$190,438
baseline
▲ 0.50% · 4.625%
HK$202,025
+HK$11,587/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$380,876/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,359
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$204,705
−HK$5,424/mo
Today · 4.125%
HK$210,129
baseline
▲ 0.50% · 4.625%
HK$221,206
+HK$11,077/mo
Deposit HK$4.37M · loan HK$39.29M · min. income ≈ HK$420,258/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,546 · Scale 2, in force from 26 Feb 2026)