LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,566
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,663
−HK$3,147/mo
Today · 4.125%
HK$105,810
baseline
▲ 0.50% · 4.625%
HK$112,248
+HK$6,438/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,620/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,767
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,737
−HK$3,014/mo
Today · 4.125%
HK$116,751
baseline
▲ 0.50% · 4.625%
HK$122,905
+HK$6,154/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,502/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,480
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$123,196
−HK$3,776/mo
Today · 4.125%
HK$126,972
baseline
▲ 0.50% · 4.625%
HK$134,698
+HK$7,726/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,944/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,920
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$136,485
−HK$3,616/mo
Today · 4.125%
HK$140,101
baseline
▲ 0.50% · 4.625%
HK$147,486
+HK$7,385/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,202/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,393
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$143,729
−HK$4,405/mo
Today · 4.125%
HK$148,134
baseline
▲ 0.50% · 4.625%
HK$157,148
+HK$9,014/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,268/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,073
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$159,232
−HK$4,219/mo
Today · 4.125%
HK$163,451
baseline
▲ 0.50% · 4.625%
HK$172,067
+HK$8,616/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,902/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,220
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$184,794
−HK$5,664/mo
Today · 4.125%
HK$190,458
baseline
▲ 0.50% · 4.625%
HK$202,047
+HK$11,589/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,916/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,380
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$204,727
−HK$5,425/mo
Today · 4.125%
HK$210,152
baseline
▲ 0.50% · 4.625%
HK$221,229
+HK$11,077/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,304/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,744 · Scale 2, in force from 26 Feb 2026)