LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,575
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,673
−HK$3,146/mo
Today · 4.125%
HK$105,819
baseline
▲ 0.50% · 4.625%
HK$112,258
+HK$6,439/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,638/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,776
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,747
−HK$3,014/mo
Today · 4.125%
HK$116,761
baseline
▲ 0.50% · 4.625%
HK$122,916
+HK$6,155/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,522/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,490
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,207
−HK$3,776/mo
Today · 4.125%
HK$126,983
baseline
▲ 0.50% · 4.625%
HK$134,710
+HK$7,727/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,966/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,932
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,497
−HK$3,617/mo
Today · 4.125%
HK$140,114
baseline
▲ 0.50% · 4.625%
HK$147,499
+HK$7,385/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,228/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,405
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,742
−HK$4,405/mo
Today · 4.125%
HK$148,147
baseline
▲ 0.50% · 4.625%
HK$157,162
+HK$9,015/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,294/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,087
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,246
−HK$4,220/mo
Today · 4.125%
HK$163,466
baseline
▲ 0.50% · 4.625%
HK$172,082
+HK$8,616/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,932/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,235
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,811
−HK$5,664/mo
Today · 4.125%
HK$190,475
baseline
▲ 0.50% · 4.625%
HK$202,065
+HK$11,590/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,950/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,398
−HK$10,772/mo
▼ 0.25% · 3.875%
HK$204,745
−HK$5,425/mo
Today · 4.125%
HK$210,170
baseline
▲ 0.50% · 4.625%
HK$221,249
+HK$11,079/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,340/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,908 · Scale 2, in force from 26 Feb 2026)