LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,577
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,674
−HK$3,147/mo
Today · 4.125%
HK$105,821
baseline
▲ 0.50% · 4.625%
HK$112,260
+HK$6,439/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,642/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,778
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,749
−HK$3,014/mo
Today · 4.125%
HK$116,763
baseline
▲ 0.50% · 4.625%
HK$122,918
+HK$6,155/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,526/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,492
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,209
−HK$3,777/mo
Today · 4.125%
HK$126,986
baseline
▲ 0.50% · 4.625%
HK$134,712
+HK$7,726/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,972/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,934
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,499
−HK$3,617/mo
Today · 4.125%
HK$140,116
baseline
▲ 0.50% · 4.625%
HK$147,502
+HK$7,386/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,232/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,408
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,744
−HK$4,406/mo
Today · 4.125%
HK$148,150
baseline
▲ 0.50% · 4.625%
HK$157,164
+HK$9,014/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,300/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,090
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,249
−HK$4,220/mo
Today · 4.125%
HK$163,469
baseline
▲ 0.50% · 4.625%
HK$172,085
+HK$8,616/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,938/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,239
−HK$11,239/mo
▼ 0.25% · 3.875%
HK$184,814
−HK$5,664/mo
Today · 4.125%
HK$190,478
baseline
▲ 0.50% · 4.625%
HK$202,069
+HK$11,591/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,956/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,401
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,749
−HK$5,425/mo
Today · 4.125%
HK$210,174
baseline
▲ 0.50% · 4.625%
HK$221,253
+HK$11,079/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,348/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,942 · Scale 2, in force from 26 Feb 2026)