LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,577
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,675
−HK$3,147/mo
Today · 4.125%
HK$105,822
baseline
▲ 0.50% · 4.625%
HK$112,261
+HK$6,439/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$211,644/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,779
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,750
−HK$3,014/mo
Today · 4.125%
HK$116,764
baseline
▲ 0.50% · 4.625%
HK$122,919
+HK$6,155/mo
Deposit HK$21.83M · loan HK$21.83M · min. income ≈ HK$233,528/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,493
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,210
−HK$3,776/mo
Today · 4.125%
HK$126,986
baseline
▲ 0.50% · 4.625%
HK$134,713
+HK$7,727/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,972/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,934
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,500
−HK$3,617/mo
Today · 4.125%
HK$140,117
baseline
▲ 0.50% · 4.625%
HK$147,502
+HK$7,385/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,234/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,408
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,745
−HK$4,405/mo
Today · 4.125%
HK$148,150
baseline
▲ 0.50% · 4.625%
HK$157,165
+HK$9,015/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,300/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,090
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,250
−HK$4,219/mo
Today · 4.125%
HK$163,469
baseline
▲ 0.50% · 4.625%
HK$172,086
+HK$8,617/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,938/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,239
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,814
−HK$5,665/mo
Today · 4.125%
HK$190,479
baseline
▲ 0.50% · 4.625%
HK$202,069
+HK$11,590/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,958/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,402
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,750
−HK$5,425/mo
Today · 4.125%
HK$210,175
baseline
▲ 0.50% · 4.625%
HK$221,253
+HK$11,078/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,350/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,947 · Scale 2, in force from 26 Feb 2026)