LTV · monthly repayment
▼ 0.50% · 3.625%
HK$995,781
−HK$62,444/mo
▼ 0.25% · 3.875%
HK$1,026,755
−HK$31,470/mo
Today · 4.125%
HK$1,058,225
baseline
▲ 0.50% · 4.625%
HK$1,122,616
+HK$64,391/mo
Deposit HK$218.35M · loan HK$218.35M · min. income ≈ HK$2,116,450/mo (50% DSR)
Upfront cash ≈ HK$246.73M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,107,796
−HK$59,851/mo
▼ 0.25% · 3.875%
HK$1,137,507
−HK$30,140/mo
Today · 4.125%
HK$1,167,647
baseline
▲ 0.50% · 4.625%
HK$1,229,195
+HK$61,548/mo
Deposit HK$218.35M · loan HK$218.35M · min. income ≈ HK$2,335,294/mo (50% DSR)
Upfront cash ≈ HK$246.73M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,194,937
−HK$74,933/mo
▼ 0.25% · 3.875%
HK$1,232,106
−HK$37,764/mo
Today · 4.125%
HK$1,269,870
baseline
▲ 0.50% · 4.625%
HK$1,347,139
+HK$77,269/mo
Deposit HK$174.68M · loan HK$262.02M · min. income ≈ HK$2,539,740/mo (50% DSR)
Upfront cash ≈ HK$203.06M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,329,355
−HK$71,821/mo
▼ 0.25% · 3.875%
HK$1,365,008
−HK$36,168/mo
Today · 4.125%
HK$1,401,176
baseline
▲ 0.50% · 4.625%
HK$1,475,034
+HK$73,858/mo
Deposit HK$174.68M · loan HK$262.02M · min. income ≈ HK$2,802,352/mo (50% DSR)
Upfront cash ≈ HK$203.06M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,394,093
−HK$87,422/mo
▼ 0.25% · 3.875%
HK$1,437,457
−HK$44,058/mo
Today · 4.125%
HK$1,481,515
baseline
▲ 0.50% · 4.625%
HK$1,571,662
+HK$90,147/mo
Deposit HK$131.01M · loan HK$305.69M · min. income ≈ HK$2,963,030/mo (50% DSR)
Upfront cash ≈ HK$159.39M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,550,915
−HK$83,791/mo
▼ 0.25% · 3.875%
HK$1,592,509
−HK$42,197/mo
Today · 4.125%
HK$1,634,706
baseline
▲ 0.50% · 4.625%
HK$1,720,873
+HK$86,167/mo
Deposit HK$131.01M · loan HK$305.69M · min. income ≈ HK$3,269,412/mo (50% DSR)
Upfront cash ≈ HK$159.39M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,792,406
−HK$112,399/mo
▼ 0.25% · 3.875%
HK$1,848,160
−HK$56,645/mo
Today · 4.125%
HK$1,904,805
baseline
▲ 0.50% · 4.625%
HK$2,020,708
+HK$115,903/mo
Deposit HK$43.67M · loan HK$393.03M · min. income ≈ HK$3,809,610/mo (50% DSR)
Upfront cash ≈ HK$72.05M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,994,033
−HK$107,732/mo
▼ 0.25% · 3.875%
HK$2,047,512
−HK$54,253/mo
Today · 4.125%
HK$2,101,765
baseline
▲ 0.50% · 4.625%
HK$2,212,552
+HK$110,787/mo
Deposit HK$43.67M · loan HK$393.03M · min. income ≈ HK$4,203,530/mo (50% DSR)
Upfront cash ≈ HK$72.05M (deposit + AVD stamp duty HK$28,385,297 · Scale 2, in force from 26 Feb 2026)