LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,579
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,677
−HK$3,147/mo
Today · 4.125%
HK$105,824
baseline
▲ 0.50% · 4.625%
HK$112,263
+HK$6,439/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,648/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,781
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,752
−HK$3,014/mo
Today · 4.125%
HK$116,766
baseline
▲ 0.50% · 4.625%
HK$122,921
+HK$6,155/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,532/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,495
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,212
−HK$3,777/mo
Today · 4.125%
HK$126,989
baseline
▲ 0.50% · 4.625%
HK$134,716
+HK$7,727/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,978/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,937
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,503
−HK$3,617/mo
Today · 4.125%
HK$140,120
baseline
▲ 0.50% · 4.625%
HK$147,505
+HK$7,385/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,240/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,411
−HK$8,743/mo
▼ 0.25% · 3.875%
HK$143,748
−HK$4,406/mo
Today · 4.125%
HK$148,154
baseline
▲ 0.50% · 4.625%
HK$157,168
+HK$9,014/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,308/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,094
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,253
−HK$4,220/mo
Today · 4.125%
HK$163,473
baseline
▲ 0.50% · 4.625%
HK$172,090
+HK$8,617/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,946/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,243
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$184,818
−HK$5,665/mo
Today · 4.125%
HK$190,483
baseline
▲ 0.50% · 4.625%
HK$202,074
+HK$11,591/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,966/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,406
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,754
−HK$5,425/mo
Today · 4.125%
HK$210,179
baseline
▲ 0.50% · 4.625%
HK$221,258
+HK$11,079/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,358/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,855,988 · Scale 2, in force from 26 Feb 2026)