LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,580
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,678
−HK$3,147/mo
Today · 4.125%
HK$105,825
baseline
▲ 0.50% · 4.625%
HK$112,264
+HK$6,439/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,650/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,782
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,753
−HK$3,014/mo
Today · 4.125%
HK$116,767
baseline
▲ 0.50% · 4.625%
HK$122,922
+HK$6,155/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,534/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,496
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,213
−HK$3,777/mo
Today · 4.125%
HK$126,990
baseline
▲ 0.50% · 4.625%
HK$134,717
+HK$7,727/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,980/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,938
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,504
−HK$3,617/mo
Today · 4.125%
HK$140,121
baseline
▲ 0.50% · 4.625%
HK$147,507
+HK$7,386/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,242/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,412
−HK$8,743/mo
▼ 0.25% · 3.875%
HK$143,749
−HK$4,406/mo
Today · 4.125%
HK$148,155
baseline
▲ 0.50% · 4.625%
HK$157,170
+HK$9,015/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,310/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,095
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,254
−HK$4,220/mo
Today · 4.125%
HK$163,474
baseline
▲ 0.50% · 4.625%
HK$172,091
+HK$8,617/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,948/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,244
−HK$11,241/mo
▼ 0.25% · 3.875%
HK$184,820
−HK$5,665/mo
Today · 4.125%
HK$190,485
baseline
▲ 0.50% · 4.625%
HK$202,075
+HK$11,590/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$380,970/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,408
−HK$10,773/mo
▼ 0.25% · 3.875%
HK$204,756
−HK$5,425/mo
Today · 4.125%
HK$210,181
baseline
▲ 0.50% · 4.625%
HK$221,260
+HK$11,079/mo
Deposit HK$4.37M · loan HK$39.30M · min. income ≈ HK$420,362/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,003 · Scale 2, in force from 26 Feb 2026)