LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,584
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,682
−HK$3,147/mo
Today · 4.125%
HK$105,829
baseline
▲ 0.50% · 4.625%
HK$112,268
+HK$6,439/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,658/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,786
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$113,757
−HK$3,015/mo
Today · 4.125%
HK$116,772
baseline
▲ 0.50% · 4.625%
HK$122,927
+HK$6,155/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,544/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,501
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,218
−HK$3,777/mo
Today · 4.125%
HK$126,995
baseline
▲ 0.50% · 4.625%
HK$134,722
+HK$7,727/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,990/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,943
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,509
−HK$3,617/mo
Today · 4.125%
HK$140,126
baseline
▲ 0.50% · 4.625%
HK$147,512
+HK$7,386/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,252/mo (50% DSR)
Upfront cash ≈ HK$19.32M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,418
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,754
−HK$4,406/mo
Today · 4.125%
HK$148,160
baseline
▲ 0.50% · 4.625%
HK$157,175
+HK$9,015/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,320/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,101
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,260
−HK$4,220/mo
Today · 4.125%
HK$163,480
baseline
▲ 0.50% · 4.625%
HK$172,098
+HK$8,618/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,960/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,251
−HK$11,241/mo
▼ 0.25% · 3.875%
HK$184,827
−HK$5,665/mo
Today · 4.125%
HK$190,492
baseline
▲ 0.50% · 4.625%
HK$202,083
+HK$11,591/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$380,984/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,415
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,763
−HK$5,426/mo
Today · 4.125%
HK$210,189
baseline
▲ 0.50% · 4.625%
HK$221,268
+HK$11,079/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$420,378/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,072 · Scale 2, in force from 26 Feb 2026)