LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,587
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,685
−HK$3,147/mo
Today · 4.125%
HK$105,832
baseline
▲ 0.50% · 4.625%
HK$112,271
+HK$6,439/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,664/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,789
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$113,761
−HK$3,014/mo
Today · 4.125%
HK$116,775
baseline
▲ 0.50% · 4.625%
HK$122,930
+HK$6,155/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,550/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,504
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,222
−HK$3,776/mo
Today · 4.125%
HK$126,998
baseline
▲ 0.50% · 4.625%
HK$134,726
+HK$7,728/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$253,996/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,947
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,513
−HK$3,617/mo
Today · 4.125%
HK$140,130
baseline
▲ 0.50% · 4.625%
HK$147,516
+HK$7,386/mo
Deposit HK$17.47M · loan HK$26.20M · min. income ≈ HK$280,260/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,422
−HK$8,743/mo
▼ 0.25% · 3.875%
HK$143,758
−HK$4,407/mo
Today · 4.125%
HK$148,165
baseline
▲ 0.50% · 4.625%
HK$157,180
+HK$9,015/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,330/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,105
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$159,265
−HK$4,220/mo
Today · 4.125%
HK$163,485
baseline
▲ 0.50% · 4.625%
HK$172,103
+HK$8,618/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,970/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,256
−HK$11,241/mo
▼ 0.25% · 3.875%
HK$184,832
−HK$5,665/mo
Today · 4.125%
HK$190,497
baseline
▲ 0.50% · 4.625%
HK$202,089
+HK$11,592/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$380,994/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,421
−HK$10,774/mo
▼ 0.25% · 3.875%
HK$204,769
−HK$5,426/mo
Today · 4.125%
HK$210,195
baseline
▲ 0.50% · 4.625%
HK$221,275
+HK$11,080/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$420,390/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,126 · Scale 2, in force from 26 Feb 2026)