LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,594
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,692
−HK$3,147/mo
Today · 4.125%
HK$105,839
baseline
▲ 0.50% · 4.625%
HK$112,279
+HK$6,440/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,678/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,797
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$113,769
−HK$3,014/mo
Today · 4.125%
HK$116,783
baseline
▲ 0.50% · 4.625%
HK$122,939
+HK$6,156/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,566/mo (50% DSR)
Upfront cash ≈ HK$23.69M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,513
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,230
−HK$3,777/mo
Today · 4.125%
HK$127,007
baseline
▲ 0.50% · 4.625%
HK$134,735
+HK$7,728/mo
Deposit HK$17.47M · loan HK$26.21M · min. income ≈ HK$254,014/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,957
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,522
−HK$3,618/mo
Today · 4.125%
HK$140,140
baseline
▲ 0.50% · 4.625%
HK$147,527
+HK$7,387/mo
Deposit HK$17.47M · loan HK$26.21M · min. income ≈ HK$280,280/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,431
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,768
−HK$4,407/mo
Today · 4.125%
HK$148,175
baseline
▲ 0.50% · 4.625%
HK$157,191
+HK$9,016/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$296,350/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,116
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$159,276
−HK$4,220/mo
Today · 4.125%
HK$163,496
baseline
▲ 0.50% · 4.625%
HK$172,114
+HK$8,618/mo
Deposit HK$13.10M · loan HK$30.57M · min. income ≈ HK$326,992/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,269
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$184,845
−HK$5,666/mo
Today · 4.125%
HK$190,511
baseline
▲ 0.50% · 4.625%
HK$202,103
+HK$11,592/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$381,022/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,435
−HK$10,775/mo
▼ 0.25% · 3.875%
HK$204,783
−HK$5,427/mo
Today · 4.125%
HK$210,210
baseline
▲ 0.50% · 4.625%
HK$221,290
+HK$11,080/mo
Deposit HK$4.37M · loan HK$39.31M · min. income ≈ HK$420,420/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$1,856,255 · Scale 2, in force from 26 Feb 2026)