LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,619
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$102,718
−HK$3,148/mo
Today · 4.125%
HK$105,866
baseline
▲ 0.50% · 4.625%
HK$112,308
+HK$6,442/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,732/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,825
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,798
−HK$3,015/mo
Today · 4.125%
HK$116,813
baseline
▲ 0.50% · 4.625%
HK$122,970
+HK$6,157/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,626/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,543
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$123,262
−HK$3,777/mo
Today · 4.125%
HK$127,039
baseline
▲ 0.50% · 4.625%
HK$134,769
+HK$7,730/mo
Deposit HK$17.48M · loan HK$26.21M · min. income ≈ HK$254,078/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,990
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$136,557
−HK$3,619/mo
Today · 4.125%
HK$140,176
baseline
▲ 0.50% · 4.625%
HK$147,564
+HK$7,388/mo
Deposit HK$17.48M · loan HK$26.21M · min. income ≈ HK$280,352/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,467
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,805
−HK$4,408/mo
Today · 4.125%
HK$148,213
baseline
▲ 0.50% · 4.625%
HK$157,231
+HK$9,018/mo
Deposit HK$13.11M · loan HK$30.58M · min. income ≈ HK$296,426/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,156
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,317
−HK$4,221/mo
Today · 4.125%
HK$163,538
baseline
▲ 0.50% · 4.625%
HK$172,158
+HK$8,620/mo
Deposit HK$13.11M · loan HK$30.58M · min. income ≈ HK$327,076/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,315
−HK$11,244/mo
▼ 0.25% · 3.875%
HK$184,892
−HK$5,667/mo
Today · 4.125%
HK$190,559
baseline
▲ 0.50% · 4.625%
HK$202,154
+HK$11,595/mo
Deposit HK$4.37M · loan HK$39.32M · min. income ≈ HK$381,118/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,486
−HK$10,777/mo
▼ 0.25% · 3.875%
HK$204,836
−HK$5,427/mo
Today · 4.125%
HK$210,263
baseline
▲ 0.50% · 4.625%
HK$221,347
+HK$11,084/mo
Deposit HK$4.37M · loan HK$39.32M · min. income ≈ HK$420,526/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,856,729 · Scale 2, in force from 26 Feb 2026)