LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,620
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$102,719
−HK$3,148/mo
Today · 4.125%
HK$105,867
baseline
▲ 0.50% · 4.625%
HK$112,309
+HK$6,442/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$211,734/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,826
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,799
−HK$3,015/mo
Today · 4.125%
HK$116,814
baseline
▲ 0.50% · 4.625%
HK$122,971
+HK$6,157/mo
Deposit HK$21.84M · loan HK$21.84M · min. income ≈ HK$233,628/mo (50% DSR)
Upfront cash ≈ HK$23.70M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,544
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$123,263
−HK$3,778/mo
Today · 4.125%
HK$127,041
baseline
▲ 0.50% · 4.625%
HK$134,771
+HK$7,730/mo
Deposit HK$17.48M · loan HK$26.21M · min. income ≈ HK$254,082/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,992
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$136,558
−HK$3,619/mo
Today · 4.125%
HK$140,177
baseline
▲ 0.50% · 4.625%
HK$147,566
+HK$7,389/mo
Deposit HK$17.48M · loan HK$26.21M · min. income ≈ HK$280,354/mo (50% DSR)
Upfront cash ≈ HK$19.33M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,468
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,806
−HK$4,408/mo
Today · 4.125%
HK$148,214
baseline
▲ 0.50% · 4.625%
HK$157,232
+HK$9,018/mo
Deposit HK$13.11M · loan HK$30.58M · min. income ≈ HK$296,428/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,157
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,318
−HK$4,222/mo
Today · 4.125%
HK$163,540
baseline
▲ 0.50% · 4.625%
HK$172,160
+HK$8,620/mo
Deposit HK$13.11M · loan HK$30.58M · min. income ≈ HK$327,080/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,316
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$184,894
−HK$5,667/mo
Today · 4.125%
HK$190,561
baseline
▲ 0.50% · 4.625%
HK$202,156
+HK$11,595/mo
Deposit HK$4.37M · loan HK$39.32M · min. income ≈ HK$381,122/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,487
−HK$10,778/mo
▼ 0.25% · 3.875%
HK$204,838
−HK$5,427/mo
Today · 4.125%
HK$210,265
baseline
▲ 0.50% · 4.625%
HK$221,348
+HK$11,083/mo
Deposit HK$4.37M · loan HK$39.32M · min. income ≈ HK$420,530/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,856,745 · Scale 2, in force from 26 Feb 2026)