LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,649
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$102,749
−HK$3,149/mo
Today · 4.125%
HK$105,898
baseline
▲ 0.50% · 4.625%
HK$112,342
+HK$6,444/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$211,796/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,859
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,832
−HK$3,016/mo
Today · 4.125%
HK$116,848
baseline
▲ 0.50% · 4.625%
HK$123,007
+HK$6,159/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$233,696/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,579
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,299
−HK$3,779/mo
Today · 4.125%
HK$127,078
baseline
▲ 0.50% · 4.625%
HK$134,810
+HK$7,732/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$254,156/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,030
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,598
−HK$3,620/mo
Today · 4.125%
HK$140,218
baseline
▲ 0.50% · 4.625%
HK$147,609
+HK$7,391/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$280,436/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,509
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,848
−HK$4,409/mo
Today · 4.125%
HK$148,257
baseline
▲ 0.50% · 4.625%
HK$157,278
+HK$9,021/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$296,514/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,202
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,365
−HK$4,222/mo
Today · 4.125%
HK$163,587
baseline
▲ 0.50% · 4.625%
HK$172,210
+HK$8,623/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$327,174/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,369
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$184,948
−HK$5,669/mo
Today · 4.125%
HK$190,617
baseline
▲ 0.50% · 4.625%
HK$202,215
+HK$11,598/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$381,234/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,546
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$204,897
−HK$5,430/mo
Today · 4.125%
HK$210,327
baseline
▲ 0.50% · 4.625%
HK$221,413
+HK$11,086/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$420,654/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,287 · Scale 2, in force from 26 Feb 2026)