LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,651
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$102,751
−HK$3,149/mo
Today · 4.125%
HK$105,900
baseline
▲ 0.50% · 4.625%
HK$112,344
+HK$6,444/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$211,800/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,861
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,834
−HK$3,016/mo
Today · 4.125%
HK$116,850
baseline
▲ 0.50% · 4.625%
HK$123,009
+HK$6,159/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$233,700/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,581
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,301
−HK$3,779/mo
Today · 4.125%
HK$127,080
baseline
▲ 0.50% · 4.625%
HK$134,812
+HK$7,732/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$254,160/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,033
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,601
−HK$3,619/mo
Today · 4.125%
HK$140,220
baseline
▲ 0.50% · 4.625%
HK$147,611
+HK$7,391/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$280,440/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,511
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,851
−HK$4,409/mo
Today · 4.125%
HK$148,260
baseline
▲ 0.50% · 4.625%
HK$157,281
+HK$9,021/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$296,520/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,205
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,367
−HK$4,223/mo
Today · 4.125%
HK$163,590
baseline
▲ 0.50% · 4.625%
HK$172,213
+HK$8,623/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$327,180/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,372
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$184,951
−HK$5,669/mo
Today · 4.125%
HK$190,620
baseline
▲ 0.50% · 4.625%
HK$202,218
+HK$11,598/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$381,240/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,549
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$204,901
−HK$5,429/mo
Today · 4.125%
HK$210,330
baseline
▲ 0.50% · 4.625%
HK$221,417
+HK$11,087/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$420,660/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,319 · Scale 2, in force from 26 Feb 2026)