LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,657
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,757
−HK$3,150/mo
Today · 4.125%
HK$105,907
baseline
▲ 0.50% · 4.625%
HK$112,351
+HK$6,444/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$211,814/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,868
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,841
−HK$3,016/mo
Today · 4.125%
HK$116,857
baseline
▲ 0.50% · 4.625%
HK$123,017
+HK$6,160/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$233,714/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,589
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,309
−HK$3,779/mo
Today · 4.125%
HK$127,088
baseline
▲ 0.50% · 4.625%
HK$134,821
+HK$7,733/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$254,176/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,041
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,609
−HK$3,620/mo
Today · 4.125%
HK$140,229
baseline
▲ 0.50% · 4.625%
HK$147,621
+HK$7,392/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$280,458/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,520
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,860
−HK$4,409/mo
Today · 4.125%
HK$148,269
baseline
▲ 0.50% · 4.625%
HK$157,291
+HK$9,022/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$296,538/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,215
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,377
−HK$4,223/mo
Today · 4.125%
HK$163,600
baseline
▲ 0.50% · 4.625%
HK$172,224
+HK$8,624/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$327,200/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,383
−HK$11,249/mo
▼ 0.25% · 3.875%
HK$184,963
−HK$5,669/mo
Today · 4.125%
HK$190,632
baseline
▲ 0.50% · 4.625%
HK$202,231
+HK$11,599/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$381,264/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,562
−HK$10,781/mo
▼ 0.25% · 3.875%
HK$204,914
−HK$5,429/mo
Today · 4.125%
HK$210,343
baseline
▲ 0.50% · 4.625%
HK$221,431
+HK$11,088/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$420,686/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,437 · Scale 2, in force from 26 Feb 2026)