LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,658
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,758
−HK$3,150/mo
Today · 4.125%
HK$105,908
baseline
▲ 0.50% · 4.625%
HK$112,352
+HK$6,444/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$211,816/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,869
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,842
−HK$3,017/mo
Today · 4.125%
HK$116,859
baseline
▲ 0.50% · 4.625%
HK$123,019
+HK$6,160/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$233,718/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,590
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,310
−HK$3,779/mo
Today · 4.125%
HK$127,089
baseline
▲ 0.50% · 4.625%
HK$134,822
+HK$7,733/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$254,178/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,043
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,611
−HK$3,620/mo
Today · 4.125%
HK$140,231
baseline
▲ 0.50% · 4.625%
HK$147,622
+HK$7,391/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$280,462/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,522
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,862
−HK$4,409/mo
Today · 4.125%
HK$148,271
baseline
▲ 0.50% · 4.625%
HK$157,293
+HK$9,022/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$296,542/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,216
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,379
−HK$4,223/mo
Today · 4.125%
HK$163,602
baseline
▲ 0.50% · 4.625%
HK$172,226
+HK$8,624/mo
Deposit HK$13.11M · loan HK$30.59M · min. income ≈ HK$327,204/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,385
−HK$11,249/mo
▼ 0.25% · 3.875%
HK$184,965
−HK$5,669/mo
Today · 4.125%
HK$190,634
baseline
▲ 0.50% · 4.625%
HK$202,234
+HK$11,600/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$381,268/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,564
−HK$10,782/mo
▼ 0.25% · 3.875%
HK$204,916
−HK$5,430/mo
Today · 4.125%
HK$210,346
baseline
▲ 0.50% · 4.625%
HK$221,433
+HK$11,087/mo
Deposit HK$4.37M · loan HK$39.33M · min. income ≈ HK$420,692/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,458 · Scale 2, in force from 26 Feb 2026)