LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,664
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$102,764
−HK$3,149/mo
Today · 4.125%
HK$105,913
baseline
▲ 0.50% · 4.625%
HK$112,358
+HK$6,445/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$211,826/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,875
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,848
−HK$3,017/mo
Today · 4.125%
HK$116,865
baseline
▲ 0.50% · 4.625%
HK$123,025
+HK$6,160/mo
Deposit HK$21.85M · loan HK$21.85M · min. income ≈ HK$233,730/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,596
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,316
−HK$3,780/mo
Today · 4.125%
HK$127,096
baseline
▲ 0.50% · 4.625%
HK$134,829
+HK$7,733/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$254,192/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,050
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,618
−HK$3,620/mo
Today · 4.125%
HK$140,238
baseline
▲ 0.50% · 4.625%
HK$147,630
+HK$7,392/mo
Deposit HK$17.48M · loan HK$26.22M · min. income ≈ HK$280,476/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,529
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,869
−HK$4,410/mo
Today · 4.125%
HK$148,279
baseline
▲ 0.50% · 4.625%
HK$157,301
+HK$9,022/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$296,558/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,225
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,388
−HK$4,223/mo
Today · 4.125%
HK$163,611
baseline
▲ 0.50% · 4.625%
HK$172,235
+HK$8,624/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$327,222/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,394
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$184,975
−HK$5,669/mo
Today · 4.125%
HK$190,644
baseline
▲ 0.50% · 4.625%
HK$202,244
+HK$11,600/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$381,288/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,574
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,927
−HK$5,430/mo
Today · 4.125%
HK$210,357
baseline
▲ 0.50% · 4.625%
HK$221,445
+HK$11,088/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$420,714/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,555 · Scale 2, in force from 26 Feb 2026)