LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,673
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,774
−HK$3,150/mo
Today · 4.125%
HK$105,924
baseline
▲ 0.50% · 4.625%
HK$112,369
+HK$6,445/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,848/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,886
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,860
−HK$3,016/mo
Today · 4.125%
HK$116,876
baseline
▲ 0.50% · 4.625%
HK$123,037
+HK$6,161/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,752/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,608
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,329
−HK$3,780/mo
Today · 4.125%
HK$127,109
baseline
▲ 0.50% · 4.625%
HK$134,843
+HK$7,734/mo
Deposit HK$17.48M · loan HK$26.23M · min. income ≈ HK$254,218/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,063
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,631
−HK$3,621/mo
Today · 4.125%
HK$140,252
baseline
▲ 0.50% · 4.625%
HK$147,645
+HK$7,393/mo
Deposit HK$17.48M · loan HK$26.23M · min. income ≈ HK$280,504/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,543
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,883
−HK$4,410/mo
Today · 4.125%
HK$148,293
baseline
▲ 0.50% · 4.625%
HK$157,317
+HK$9,024/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$296,586/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,240
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,403
−HK$4,224/mo
Today · 4.125%
HK$163,627
baseline
▲ 0.50% · 4.625%
HK$172,252
+HK$8,625/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$327,254/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,412
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,993
−HK$5,670/mo
Today · 4.125%
HK$190,663
baseline
▲ 0.50% · 4.625%
HK$202,264
+HK$11,601/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$381,326/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,594
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$204,947
−HK$5,431/mo
Today · 4.125%
HK$210,378
baseline
▲ 0.50% · 4.625%
HK$221,467
+HK$11,089/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$420,756/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,739 · Scale 2, in force from 26 Feb 2026)