LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,676
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$102,776
−HK$3,150/mo
Today · 4.125%
HK$105,926
baseline
▲ 0.50% · 4.625%
HK$112,371
+HK$6,445/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,852/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,888
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,862
−HK$3,017/mo
Today · 4.125%
HK$116,879
baseline
▲ 0.50% · 4.625%
HK$123,040
+HK$6,161/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,758/mo (50% DSR)
Upfront cash ≈ HK$23.71M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,611
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,331
−HK$3,780/mo
Today · 4.125%
HK$127,111
baseline
▲ 0.50% · 4.625%
HK$134,846
+HK$7,735/mo
Deposit HK$17.48M · loan HK$26.23M · min. income ≈ HK$254,222/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,066
−HK$7,189/mo
▼ 0.25% · 3.875%
HK$136,634
−HK$3,621/mo
Today · 4.125%
HK$140,255
baseline
▲ 0.50% · 4.625%
HK$147,648
+HK$7,393/mo
Deposit HK$17.48M · loan HK$26.23M · min. income ≈ HK$280,510/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,546
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,886
−HK$4,411/mo
Today · 4.125%
HK$148,297
baseline
▲ 0.50% · 4.625%
HK$157,320
+HK$9,023/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$296,594/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,243
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,407
−HK$4,224/mo
Today · 4.125%
HK$163,631
baseline
▲ 0.50% · 4.625%
HK$172,256
+HK$8,625/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$327,262/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,416
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$184,997
−HK$5,670/mo
Today · 4.125%
HK$190,667
baseline
▲ 0.50% · 4.625%
HK$202,269
+HK$11,602/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$381,334/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,599
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$204,952
−HK$5,430/mo
Today · 4.125%
HK$210,382
baseline
▲ 0.50% · 4.625%
HK$221,472
+HK$11,090/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$420,764/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,779 · Scale 2, in force from 26 Feb 2026)