LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,684
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,785
−HK$3,150/mo
Today · 4.125%
HK$105,935
baseline
▲ 0.50% · 4.625%
HK$112,381
+HK$6,446/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,870/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,898
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,872
−HK$3,017/mo
Today · 4.125%
HK$116,889
baseline
▲ 0.50% · 4.625%
HK$123,050
+HK$6,161/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,778/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,621
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,342
−HK$3,780/mo
Today · 4.125%
HK$127,122
baseline
▲ 0.50% · 4.625%
HK$134,857
+HK$7,735/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$254,244/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,077
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,646
−HK$3,621/mo
Today · 4.125%
HK$140,267
baseline
▲ 0.50% · 4.625%
HK$147,660
+HK$7,393/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$280,534/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,558
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,899
−HK$4,410/mo
Today · 4.125%
HK$148,309
baseline
▲ 0.50% · 4.625%
HK$157,333
+HK$9,024/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$296,618/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,257
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,420
−HK$4,225/mo
Today · 4.125%
HK$163,645
baseline
▲ 0.50% · 4.625%
HK$172,271
+HK$8,626/mo
Deposit HK$13.11M · loan HK$30.60M · min. income ≈ HK$327,290/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,431
−HK$11,252/mo
▼ 0.25% · 3.875%
HK$185,013
−HK$5,670/mo
Today · 4.125%
HK$190,683
baseline
▲ 0.50% · 4.625%
HK$202,286
+HK$11,603/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$381,366/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,616
−HK$10,784/mo
▼ 0.25% · 3.875%
HK$204,969
−HK$5,431/mo
Today · 4.125%
HK$210,400
baseline
▲ 0.50% · 4.625%
HK$221,491
+HK$11,091/mo
Deposit HK$4.37M · loan HK$39.34M · min. income ≈ HK$420,800/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,938 · Scale 2, in force from 26 Feb 2026)