LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,686
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,787
−HK$3,150/mo
Today · 4.125%
HK$105,937
baseline
▲ 0.50% · 4.625%
HK$112,383
+HK$6,446/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,874/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,900
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,874
−HK$3,017/mo
Today · 4.125%
HK$116,891
baseline
▲ 0.50% · 4.625%
HK$123,053
+HK$6,162/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,782/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,623
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,344
−HK$3,781/mo
Today · 4.125%
HK$127,125
baseline
▲ 0.50% · 4.625%
HK$134,860
+HK$7,735/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$254,250/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,080
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,649
−HK$3,621/mo
Today · 4.125%
HK$140,270
baseline
▲ 0.50% · 4.625%
HK$147,664
+HK$7,394/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$280,540/mo (50% DSR)
Upfront cash ≈ HK$19.34M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,561
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,902
−HK$4,410/mo
Today · 4.125%
HK$148,312
baseline
▲ 0.50% · 4.625%
HK$157,337
+HK$9,025/mo
Deposit HK$13.12M · loan HK$30.60M · min. income ≈ HK$296,624/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,260
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,424
−HK$4,224/mo
Today · 4.125%
HK$163,648
baseline
▲ 0.50% · 4.625%
HK$172,274
+HK$8,626/mo
Deposit HK$13.12M · loan HK$30.60M · min. income ≈ HK$327,296/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,435
−HK$11,252/mo
▼ 0.25% · 3.875%
HK$185,017
−HK$5,670/mo
Today · 4.125%
HK$190,687
baseline
▲ 0.50% · 4.625%
HK$202,290
+HK$11,603/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$381,374/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,620
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$204,973
−HK$5,432/mo
Today · 4.125%
HK$210,405
baseline
▲ 0.50% · 4.625%
HK$221,495
+HK$11,090/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$420,810/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,857,977 · Scale 2, in force from 26 Feb 2026)