LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,697
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,798
−HK$3,150/mo
Today · 4.125%
HK$105,948
baseline
▲ 0.50% · 4.625%
HK$112,395
+HK$6,447/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,896/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,911
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,886
−HK$3,018/mo
Today · 4.125%
HK$116,904
baseline
▲ 0.50% · 4.625%
HK$123,066
+HK$6,162/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,808/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,636
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,357
−HK$3,781/mo
Today · 4.125%
HK$127,138
baseline
▲ 0.50% · 4.625%
HK$134,874
+HK$7,736/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$254,276/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,094
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,663
−HK$3,621/mo
Today · 4.125%
HK$140,284
baseline
▲ 0.50% · 4.625%
HK$147,679
+HK$7,395/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$280,568/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,575
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,917
−HK$4,411/mo
Today · 4.125%
HK$148,328
baseline
▲ 0.50% · 4.625%
HK$157,353
+HK$9,025/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,656/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,276
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,440
−HK$4,225/mo
Today · 4.125%
HK$163,665
baseline
▲ 0.50% · 4.625%
HK$172,292
+HK$8,627/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,330/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,454
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$185,036
−HK$5,671/mo
Today · 4.125%
HK$190,707
baseline
▲ 0.50% · 4.625%
HK$202,311
+HK$11,604/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$381,414/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,641
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,995
−HK$5,432/mo
Today · 4.125%
HK$210,427
baseline
▲ 0.50% · 4.625%
HK$221,518
+HK$11,091/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$420,854/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,170 · Scale 2, in force from 26 Feb 2026)