LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,697
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,798
−HK$3,151/mo
Today · 4.125%
HK$105,949
baseline
▲ 0.50% · 4.625%
HK$112,396
+HK$6,447/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,898/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,912
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,887
−HK$3,017/mo
Today · 4.125%
HK$116,904
baseline
▲ 0.50% · 4.625%
HK$123,066
+HK$6,162/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,808/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,637
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,358
−HK$3,781/mo
Today · 4.125%
HK$127,139
baseline
▲ 0.50% · 4.625%
HK$134,875
+HK$7,736/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$254,278/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,094
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$136,664
−HK$3,621/mo
Today · 4.125%
HK$140,285
baseline
▲ 0.50% · 4.625%
HK$147,680
+HK$7,395/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$280,570/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,576
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,918
−HK$4,411/mo
Today · 4.125%
HK$148,329
baseline
▲ 0.50% · 4.625%
HK$157,354
+HK$9,025/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,658/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,277
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,441
−HK$4,225/mo
Today · 4.125%
HK$163,666
baseline
▲ 0.50% · 4.625%
HK$172,293
+HK$8,627/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,332/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,455
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$185,037
−HK$5,671/mo
Today · 4.125%
HK$190,708
baseline
▲ 0.50% · 4.625%
HK$202,312
+HK$11,604/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$381,416/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,642
−HK$10,786/mo
▼ 0.25% · 3.875%
HK$204,996
−HK$5,432/mo
Today · 4.125%
HK$210,428
baseline
▲ 0.50% · 4.625%
HK$221,520
+HK$11,092/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$420,856/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,181 · Scale 2, in force from 26 Feb 2026)