LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,701
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,803
−HK$3,151/mo
Today · 4.125%
HK$105,954
baseline
▲ 0.50% · 4.625%
HK$112,401
+HK$6,447/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,908/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,917
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,892
−HK$3,017/mo
Today · 4.125%
HK$116,909
baseline
▲ 0.50% · 4.625%
HK$123,072
+HK$6,163/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,818/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,642
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,363
−HK$3,781/mo
Today · 4.125%
HK$127,144
baseline
▲ 0.50% · 4.625%
HK$134,881
+HK$7,737/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$254,288/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,100
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$136,670
−HK$3,621/mo
Today · 4.125%
HK$140,291
baseline
▲ 0.50% · 4.625%
HK$147,686
+HK$7,395/mo
Deposit HK$17.49M · loan HK$26.23M · min. income ≈ HK$280,582/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,582
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,924
−HK$4,411/mo
Today · 4.125%
HK$148,335
baseline
▲ 0.50% · 4.625%
HK$157,361
+HK$9,026/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,670/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,284
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,448
−HK$4,225/mo
Today · 4.125%
HK$163,673
baseline
▲ 0.50% · 4.625%
HK$172,301
+HK$8,628/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,346/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,463
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$185,045
−HK$5,671/mo
Today · 4.125%
HK$190,716
baseline
▲ 0.50% · 4.625%
HK$202,321
+HK$11,605/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$381,432/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,650
−HK$10,787/mo
▼ 0.25% · 3.875%
HK$205,005
−HK$5,432/mo
Today · 4.125%
HK$210,437
baseline
▲ 0.50% · 4.625%
HK$221,529
+HK$11,092/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$420,874/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,261 · Scale 2, in force from 26 Feb 2026)