LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,708
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,809
−HK$3,151/mo
Today · 4.125%
HK$105,960
baseline
▲ 0.50% · 4.625%
HK$112,408
+HK$6,448/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$211,920/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,924
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$113,899
−HK$3,018/mo
Today · 4.125%
HK$116,917
baseline
▲ 0.50% · 4.625%
HK$123,079
+HK$6,162/mo
Deposit HK$21.86M · loan HK$21.86M · min. income ≈ HK$233,834/mo (50% DSR)
Upfront cash ≈ HK$23.72M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,649
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$123,371
−HK$3,781/mo
Today · 4.125%
HK$127,152
baseline
▲ 0.50% · 4.625%
HK$134,889
+HK$7,737/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$254,304/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,108
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,678
−HK$3,622/mo
Today · 4.125%
HK$140,300
baseline
▲ 0.50% · 4.625%
HK$147,695
+HK$7,395/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$280,600/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,591
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,933
−HK$4,411/mo
Today · 4.125%
HK$148,344
baseline
▲ 0.50% · 4.625%
HK$157,371
+HK$9,027/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,688/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,293
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,458
−HK$4,225/mo
Today · 4.125%
HK$163,683
baseline
▲ 0.50% · 4.625%
HK$172,311
+HK$8,628/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,366/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,474
−HK$11,254/mo
▼ 0.25% · 3.875%
HK$185,056
−HK$5,672/mo
Today · 4.125%
HK$190,728
baseline
▲ 0.50% · 4.625%
HK$202,334
+HK$11,606/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$381,456/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,663
−HK$10,787/mo
▼ 0.25% · 3.875%
HK$205,018
−HK$5,432/mo
Today · 4.125%
HK$210,450
baseline
▲ 0.50% · 4.625%
HK$221,543
+HK$11,093/mo
Deposit HK$4.37M · loan HK$39.35M · min. income ≈ HK$420,900/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,377 · Scale 2, in force from 26 Feb 2026)