LTV · monthly repayment
▼ 0.50% · 3.625%
HK$99,723
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,824
−HK$3,152/mo
Today · 4.125%
HK$105,976
baseline
▲ 0.50% · 4.625%
HK$112,424
+HK$6,448/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$211,952/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,940
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,916
−HK$3,018/mo
Today · 4.125%
HK$116,934
baseline
▲ 0.50% · 4.625%
HK$123,098
+HK$6,164/mo
Deposit HK$21.87M · loan HK$21.87M · min. income ≈ HK$233,868/mo (50% DSR)
Upfront cash ≈ HK$23.73M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,667
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,389
−HK$3,782/mo
Today · 4.125%
HK$127,171
baseline
▲ 0.50% · 4.625%
HK$134,909
+HK$7,738/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$254,342/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,128
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,699
−HK$3,622/mo
Today · 4.125%
HK$140,321
baseline
▲ 0.50% · 4.625%
HK$147,717
+HK$7,396/mo
Deposit HK$17.49M · loan HK$26.24M · min. income ≈ HK$280,642/mo (50% DSR)
Upfront cash ≈ HK$19.35M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,612
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$143,954
−HK$4,412/mo
Today · 4.125%
HK$148,366
baseline
▲ 0.50% · 4.625%
HK$157,394
+HK$9,028/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$296,732/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,316
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,482
−HK$4,226/mo
Today · 4.125%
HK$163,708
baseline
▲ 0.50% · 4.625%
HK$172,337
+HK$8,629/mo
Deposit HK$13.12M · loan HK$30.61M · min. income ≈ HK$327,416/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,501
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$185,084
−HK$5,673/mo
Today · 4.125%
HK$190,757
baseline
▲ 0.50% · 4.625%
HK$202,364
+HK$11,607/mo
Deposit HK$4.37M · loan HK$39.36M · min. income ≈ HK$381,514/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,693
−HK$10,788/mo
▼ 0.25% · 3.875%
HK$205,048
−HK$5,433/mo
Today · 4.125%
HK$210,481
baseline
▲ 0.50% · 4.625%
HK$221,576
+HK$11,095/mo
Deposit HK$4.37M · loan HK$39.36M · min. income ≈ HK$420,962/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$1,858,654 · Scale 2, in force from 26 Feb 2026)